Professional Repossession Services
Serving Dayton, Ohio and Surrounding Areas

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About Us

SMS Recovery is professional, insured and bonded. We serve the Dayton and surrounding area in Ohio. Our goal is to provide clients with quick and efficient resolution to their accounts. Most accounts are serviced within 24 hours of assignment, often within just hours. Agents are equipped with laptops and after-hours contact ensures real-time support. Trucks are equipped with wheel lifts for damage-free towing. At SMS our mission is to recover our client's property in the most professional manner possible, while keeping in mind that the borrower is being emotionally effected by the recovery process and treating them with the utmost respect.

Our Services

  • Field Calls: Assist clients by making direct contact with borrowers.
  • Voluntary Repossession: Respectfully handle emotionally sensitive situations.
  • Repossession: Discreet and damage-free recovery services.
  • We Repossess:
  • Automobiles
  • Boats
  • Motorcycles
  • Motor Homes
  • Travel Trailers

Powered by Industry-Leading Technology

DRN Logo

DRN provides unmatched vehicle location intelligence through nationwide LPR data and analytics. Harness insights from geospatial data, vehicle movement trends, and debtor risk scores for smarter decision-making. Receive instant notifications on vehicle locations, impounds, stolen vehicles, and export activity.

RDN Logo

RDN is the repossession industry's premier, most reliable and most trusted repossession software. RDN connects lenders, credit unions and forwarders with every company in the repossession industry.

Clearplan Logo

Clearplan helps repossession companies grow their business by providing a language to communicate with and manage drivers, office staff and clients in real time.

RCM Logo

RecoveryConnect Mobile equips agents in the field with real-time assignment case data and updates, keeping the field and office in sync to ensure repossession eligibility is always accurate.

RISC Logo

RISC is dedicated to providing compliance solutions for the collateral recovery industry including education, onsite inspections, and vendor vetting services. Whether you are a lender, national forwarder or asset recovery agency, we will deliver comprehensive compliance solutions to fit your needs.

CARS Logo

CARS and CARS Continuing Education certification training programs cover all necessary regulations and information surrounding the self-help repossession process. Since 2002, these programs have been accepted nationally by lenders as well as states that mandate certification.

Our Fleet

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Contact Us

Sherri Salters, Owner - SSalters@SMS-Recovery.com Dan Salters, Owner - DSalters@SMS-Recovery.com Tina Maddox, Office Manager - TMaddox@SMS-Recovery.com Tiffany Long, Administrative Assistant - TLong@SMS-Recovery.com

SMS Recovery, Inc.
P.O. Box 24223, Dayton, OH 45424
📞 937-424-2518